These Terms and Conditions govern your use of the panaloko app platform. Please read them carefully before registering or placing any bets. By creating an account, you confirm that you have read, understood, and agreed to everything on this page. Last updated: June 2025.
These terms apply to all users of the panaloko app platform, including registered members and visitors browsing the site. If you do not agree with any part of these terms, you must stop using the platform immediately and refrain from creating an account. We may update these terms from time to time, and continued use of the platform after any update constitutes your acceptance of the revised terms.
You must be at least 21 years of age to register and use panaloko app. By creating an account, you confirm that you meet this age requirement and that online gaming is legal in your jurisdiction within the Philippines. We reserve the right to request proof of age at any time and to suspend or close accounts where eligibility cannot be confirmed. It is your responsibility to ensure that your use of the platform complies with all applicable local laws and regulations. Persons who are excluded from gaming activities under Philippine law are not permitted to register or play.
Each player is permitted to hold only one account on the platform. Duplicate accounts are strictly prohibited and may result in the suspension of all associated accounts and the forfeiture of any balances held within them. You must provide accurate, complete, and up-to-date information when registering, and you are responsible for keeping your account details current. You must not share your login credentials with any other person, and you are fully responsible for all activity that occurs under your account. If you suspect unauthorised access to your account, you must notify us immediately through the support channels listed on the platform.
All transactions on panaloko app are processed in Philippine pesos (PHP). Deposits must be made using payment methods that are registered in your own name — third-party funding is not permitted. Minimum and maximum deposit limits apply and are displayed at the point of transaction. Withdrawal requests are subject to identity verification and may require supporting documentation before processing is completed. We reserve the right to delay or decline a withdrawal if we have reasonable grounds to suspect fraudulent activity, a breach of these terms, or an unresolved dispute on the account.
Any bonuses, free credits, or promotional offers made available on the platform are subject to specific terms that will be communicated at the time the offer is presented. General bonus conditions include wagering requirements that must be met before bonus-derived winnings can be withdrawn. Bonuses are intended for personal recreational use only and may not be exploited through systematic or coordinated play strategies. We reserve the right to withdraw any bonus offer, adjust its terms, or cancel a bonus already credited to an account if we determine that the offer has been misused or obtained in breach of these terms. Only one bonus may be active on an account at any given time unless otherwise stated.
You agree to use the platform solely for personal entertainment purposes and in good faith. The following conductis strictly prohibited on panaloko app: using automated software, bots, or scripts to interact with the platform; colluding with other players to manipulate game outcomes; exploiting software errors or technical glitches for financial gain; using fraudulent payment methods or stolen financial credentials; and engaging in any activity that disrupts the experience of other users or the integrity of the platform. Any account found to be engaged in prohibited conduct will be suspended immediately, and any winnings generated through such conduct will be voided. We reserve the right to report suspected fraudulent activity to the relevant Philippine authorities.
All games available on the platform operate according to their individual game rules, which are accessible within each game interface. Game results are determined by certified random number generation systems or, in the case of live casino titles, by the outcome of real-time dealer activity. In the event of a technical fault during a game round, the round may be declared void and any stake placed will be returned to your account balance. Disputes regarding game outcomes must be raised with our support team within seven days of the relevant game session. We reserve the right to make a final determination on any disputed result after reviewing available records and logs.
panaloko app is committed to promoting responsible gaming among all Filipino players on the platform. We provide tools and resources to help you manage your gaming activity, including the ability to set limits on your deposits and session time. If you feel that your gaming is becoming problematic, we strongly encourage you to visit our Responsible Gaming page for guidance and support options. Players who wish to take a break from the platform may request a temporary self-exclusion through our support team. We take our duty of care seriously and will act on any reasonable concern raised about a player's wellbeing.
All content on the panaloko app platform — including but not limited to logos, graphics, game interfaces, text, and software — is the property of the platform or its licensed content providers and is protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable licence to access and use the platform for personal entertainment purposes only. You may not copy, reproduce, distribute, modify, or create derivative works from any platform content without our prior written consent. Unauthorised use of platform content may result in account termination and legal action where appropriate.
The platform is provided on an "as is" and "as available" basis. While we make every reasonable effort to ensure continuous and error-free service, we do not guarantee that the platform will be available at all times or free from technical interruptions. We shall not be liable for any loss of winnings, data, or opportunity arising from platform downtime, technical faults, or circumstances beyond our reasonable control. Our total liability to you in connection with your use of the platform shall not exceed the total amount deposited by you in the thirty days preceding the event giving rise to the claim. Nothing in these terms limits liability for fraud or any other matter that cannot be excluded under applicable Philippine law.
We reserve the right to amend these Terms and Conditions at any time. Where changes are material, we will make reasonable efforts to notify registered users before the changes take effect. Your continued use of the platform after any amendment constitutes your acceptance of the updated terms. These terms are governed by and construed in accordance with the laws of the Philippines. Any dispute arising from your use of the platform that cannot be resolved through our internal complaints process shall be subject to the exclusive jurisdiction of the competent courts of the Philippines. If you have questions about these terms, please visit our FAQ page for further guidance.
A plain-language summary of the most important rules. The full terms above remain the binding version.
You must be 21 or older to register and play. We may ask for proof of age at any time, and accounts that cannot confirm eligibility will be closed. This rule applies to all players in the Philippines without exception.
Each player is allowed only one registered account. Duplicate accounts will be suspended and balances may be forfeited. If you have lost access to your account, contact support rather than creating a new one.
All deposits and withdrawals are processed in Philippine pesos using payment methods registered in your own name. Third-party funding is not accepted, and withdrawals require identity verification before processing.
Automated tools, collusion, and exploitation of technical errors are all prohibited. Accounts found in breach of fair use rules will be suspended immediately and any associated winnings will be voided without appeal.
Responsible gaming tools are available to all registered players. You can set deposit limits or request a self-exclusion at any time through our support team. Visit the Responsible Gaming page for full details.
We may revise these terms at any time. Material changes will be communicated to registered users before they take effect. Continuing to use the platform after an update means you accept the revised terms as binding.
Now that you know the rules, create your free panaloko app account and start playing slots, live casino, and more — all in Philippine pesos, straight from your mobile browser.